Unfortunately, most dental insurance companies do not cover dental implants cost as they categorise them as a cosmetic procedure. You need to check with your insurance provider to find out whether they cover the cost of dental implants in Melbourne or not. Although it is a popular and big procedure, you very well know that it is more than a cosmetic choice. In fact, it can be a life-changing choice as you can restore your smile and functionality. But, don’t let that put you off.
On the other hand, many insurance cost of dental implants in Melbourne companies are considering the importance of dental implants Melbourne and how it helps to improve the quality of life of a person, especially among seniors. As of now, it is unlikely that your insurance company will not cover the dental implants cost Melbourne. But, you can file a claim in an attempt to get some sort of reimbursement for at least half amount of the surgery.
What does your insurance cover?
Dental implants are a good investment for your oral health. But, you should know what is involved in the procedure and what you can expect to pay from your pocket before fixing the date of the surgery.
Both your medical and dental insurance could cover for some parts of implants procedure such as traditional bridges based on your plans and nature of tooth loss. For instance, if you have lost a tooth due to medical complications, then medical insurance may cover a part of the treatment. On the other hand, dental insurance may cover the crown that replaces the natural teeth in implants.
Speak to your dentist about the extent of the treatment. Before inserting the dental implants into your jawbone, allowing them integrate with the jawbone and then placing a crown on top of it, you may need to undergo additional treatments. You may need a bone graft surgery to build up the bone if you don’t have enough jawbone to hold the implant or a tooth extraction (partially broken) to place the implant. All these factors influence the dental implants cost Melbourne, and insurance may or may not cover each part of your treatment plan.
Speak to your insurance provider
Ask your dentist about the details of your treatment plan, and contact your insurance provider. Enquire what aspects of your treatment will be covered, both medical and dental insurance.
Consider payment plans
If you can’t afford the dental implants surgery, payment plans might be the right option for you. Yes, you don’t have to worry about the dental implants cost since most of the dental clinics provide payment plants with less or no interest rates. You can also use your credit card to cover the cost of dental implants.